Tuesday, April 21, 2020

Tips For Writing A More Impressive Scouting Parents Experience On Resume

Tips For Writing A More Impressive Scouting Parents Experience On ResumeWriting a resume is one of the most important parts of the job search, but writing a simple scout parents experience on resume can be very hard to do. But, it does not have to be. By doing some preparation beforehand, you will be able to write a much more impressive resume. In this article, I will guide you through some tips that will help you write more impressive scouting parents experience on resume.The first thing you want to do is to see how a parent's experience of the organization is formatted. If you're asking for a job in the family business, you will need to make sure that you understand the organization structure and be able to articulate why a specific position is best for you. Also, if you're applying for an internship position, you will want to list all of your accomplishments, whether it's volunteer work experience.When you're looking at resumes, it's always a good idea to start out with some recom mendations from your friends and family. Try to remember what their experience was and use this information to guide you through your writing. If you have any specific questions or recommendations for writing your own resume, mention them in your cover letter. And don't forget to ask for a recommendation from your employer as well.The next important part of your resume is the keywords. It's a good idea to include these keywords every few lines so that they are easily seen. At the bottom of the resume, it's a good idea to list all of the keywords that will be used throughout the resume.Your resume should look professional. This means that you should ensure that you use proper fonts and color combinations. For example, you can use purple text to highlight your experiences and accomplishments, while blue highlights your skills. Of course, you don't want to use too many colors as it will make the resume seem overly complicated.Also, don't submit a resume that has a lot of errors. If the re are typos, spell errors, and other mistakes, they will not only put you in the running to get the job, but they will also ruin your chances at getting hired at that company. If possible, send it to a professional copy editor to make sure that your resume is clean and professional.Preparing your resume is important. By following some of these tips, you will be able to create a better scouting parents experience on resume.

Thursday, April 16, 2020

Retirement Savings How Much Losing Your Job Will Cost You

Retirement Savings How Much Losing Your Job Will Cost You When Americans struggle financiallyâ€"if they face a job loss or a bout with illness, for exampleâ€"one of the first places they turn for relief is their retirement savings accounts. This makes some sense, at least in the short term: Such accounts typically provide ready cash. But the long-term costs are significant, and they plague more people than you might imagine. Incredibly, 96% of Americans experience four or more “income shocks”â€"defined as a 10% or greater decline in pay, as the result of something like a job change, job loss, or ill healthâ€"in their working years, according to a study led by Teresa Ghilarducci at The New School for Social Research. Taken alone, minor income shocks don’t necessarily have devastating consequences for retirement savings, according to the study, which was also supported by the National Endowment for Financial Education. One 10% setback typically results in as little as $1,166 less savings at retirement. By comparison, having less-than-excellent health ultimately reduces retirement savings by up to $34,500, the study findsâ€"and poor health reduces a nest egg by up to $86,300, on average. But repeated shocks, as widely experienced in the modern economy, add up: Four 10% income dips in a career may result in more than $10,000 in reduced savings, the study finds. Researchers also looked at more severe shocks, in which an individual lost all income for at least a year. This also is more common than you might believe, especially over a long time frame: Some 61% of workers went at least one year by age 70 with no income. A quarter suffered through at least four such episodes, according to the research. In these cases, retirement savings would be reduced by an average $6,218 per episodeâ€"or nearly $25,000 after four no-income years. These are just averages, and if they seem low that’s because many people are able to leave their savings untouchedâ€"and even continue savingâ€"through any work-related hiccups. Affluent people experience little impact on retirement savings, typically because they have other assets to draw from. Income shocks are also less of a nest-egg problem for people with an emergency fund. Two-earner households weather income shocks better as well. In some cases, a couple may even choose the drop in incomeâ€"with one partner leaving a job to, say, care for kids or an aging parent. But low-income households, and those with few additional liquid assets, feel the bite. These are the families most likely to raid a 401(k) plan or other retirement savings for day-to-day expenses. Economic shocks explain at least 32% of early withdrawals by workers in low-income households, according to the study. The researchers take issue with the argument that the retirement savings crisis is a result of Americans lacking saving discipline. The bigger problem, they conclude, is regular and largely unavoidable income disruptions, coupled with a retirement system that allows many to raid their long-term savings. “Under a retirement savings system that requires a lifetime of consistent and voluntary contributions, life gets in the way,” says Ghilarducci. “People suffer economic shocks such as job loss and protect their standard of living by decreasing or halting their retirement contributions. Only those with the most resources weather these storms with their retirement nest eggs intact.”

Saturday, April 11, 2020

Overcoming Your Career Fear Public Speaking - Work It Daily

Overcoming Your Career Fear Public Speaking - Work It Daily Are you terrified at the thought of making a public presentation or being called upon to offer a report in front of your peers? Do you break into a cold sweat every time it is your turn to make an oral presentation at work? Would you rather go to the dentist for a root canal than perform as the featured speaker or workshop facilitator at your next conference or convention? Watch: How To Overcome Career Fear If so, you are not alone. According to the Book of Lists, the fear of public speaking is number one in the minds of the majority of people when it comes to fear in general. Fear of public speaking even ranks ahead of fear of death and fear of disease! In fact, between 15%-19% of the general population admit that they would rather do just about anything than to stand in front of a crowd. The trouble with this statistic is that, depending upon what you do for a living, suffering from a fear of speaking in public can be a huge handicap. In fact, some people have turned jobs down and students have dropped out of classes because they dreaded making presentations or offering oral reports. If you fall into the ranks of those who would rather submit to a polygraph than speak in public, never fear. Help is here, and you don’t have to go into therapy to get it. Toastmasters International is an organization that is devoted to helping members improve upon their communication skills; and they do so in a safe and nurturing environment. In case you are not familiar with Toastmasters International (TI), here are some things you may want to know. TI is a nonprofit organization that was founded in 1924 by Ralph C. Smedley at the YMCA in Santa Ana, California. Dr. Smedley started the club for his members because he recognized that the young men were in need of training in speech. Ninety years later, the organization has more than 313,000 members in over 14,650 clubs in 126 countries with an annual membership growth of 7.3% and an increase of 17.2% new clubs. TI recognizes the need for individuals to be able to communicate competently, and it also recognizes that leadership and communication are skills that are developed together. A leader needs to be able to communicate effectively in a variety of situations, and a communicator who can speak well and articulate ideas clearly and succinctly is often sought out to be a leader. Like the proverbial chicken and egg, there is little point in discussing which is more important than the other, or which comes first. Both are necessary. If you happen to be one of the millions of individuals worldwide who dreads the thought of speaking in public, it is a relatively simple thing to find a Toastmasters club near you. You can go to the website (http://toastmasters.org) and use the search feature. It is inexpensive to join TI with dues only $36 for six months. When you join an individual club, you should be assigned a mentor who will be dedicated to helping you understand the educational program. The mission of Toastmasters International is to “empower individuals to become more effective communicators and leaders.” The mission of each club is to “provide a supportive and positive learning experience in which members are empowered to develop communication and leadership skills, resulting in greater self-confidence and personal growth.” You might want to check out whether your corporation already sponsors a corporate club. Corporately sponsored Toastmasters Clubs are growing trend. If you work for a company that doesn’t yet have a club, however, chances are that there are multiple clubs within an easy driving distance of your home or work. Clubs meet weekly, bi-monthly or monthly depending on the individual club, and clubs can be found that meet every day of the week at different times of day. The choices are there… you just have to decide which club suits your needs. Visit a number of clubs before deciding to join one. That way you get to meet the members, learn something about the club culture and the structure, and as you learn more, you can compare one club to another. You will then be in a better position to pick the club that is most likely to nurture your growth as both a speaker and as a leader. Don’t let a fear of speaking keep you to having a shot at your dream job. Many people share your fear but they have overcome it…or at least they are minimizing it with practice. It is possible for you to develop your skills and your confidence level so that the next time your boss calls on you for an impromptu report, you don’t have to fight the urge to dive under the table. Instead, you will be able to present yourself and your thoughts confidently with poise and purpose. This post was originally published at an earlier date. Related Posts 4 Tips For Overcoming Career Fear How To Boost Your Career With Toastmasters How To Find Your Voice At Work About the author Kitty Boitnott, Ph.D., NBCT is a Certified Life Strategies and Stress Management Coach and is an ICC at CareerHMO. Visit her coaching page here.     Disclosure: This post is sponsored by a CareerHMO coach. You can learn more about coach posts here.   Photo Credit: Shutterstock Have you joined our career growth club?Join Us Today!